Because Relationships Matter

We Understand How Important Relationships Are to Agents

Communication is business. Whenever there is no communication, it invites things to fall between the cracks such as necessary details, financial losses, and even coverage gaps. This leads to parties being lost and unsecure in their decisions.

Here, we bridge the gap so agents can reach new heights with the foundation of sturdy communication. Agents can feel secure knowing that they are providing the best financial options to their clients with tools that make the process seamless.

Relationships Should Make You Feel Secure.

Agents understand that people depend on them for guidance, so Apex guides agents in return. Apex Premium Finance was created from PBT Bancorp of Hazard, Kentucky, actively guiding the community since 1923. With over a hundred years of experience, Apex lifts the standards of partnerships through timeless hospitality and sound practices.

With generations of relationships, Apex is ready to secure the future of agents through timeless guidance, hospitality, and integrity.



What Apex Brings to You

Premium Financing should be done seamlessly to give you time to tend to your clients. Here is a brief list of what Apex provides.

Our Solutions

  • Simple, stress-free payment plans
  • Human connection
  • Transparent terms with no surprises
  • Technology that secures all payments
  • Flexibility within payments periods
  • Reliable quoting system

Our Promise

  • As every business is unique, Apex ensures that your premium finance payment plans are tailored for you
  • Comprehensive knowledge of banking that spans a hundred years to guide decisions
  • Thoughtful safeguards and reliable procedures that protect your payments from start to finish

Great People. Great Company.

Apex strives to ensure that you have the best premiums.

Shana Woodyard

Managing Director
Shana has been in the insurance industry for over twenty years. Additionally, she also carries her expertise on financing. While tending to clients through relationship-based methods, she knows the pain points that agents go through, so she manages Apex to develop professional relationships that ensure businesses have the best solution.

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